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Birla Mutual Funds

Shape Your Financial Goals with Expert Fund Managers. Aim to Gain Capital Appreciation.

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ICICI Prudential Mutual Fund

Choose From Variety of SIP Schemes & Aim to Gain Capital Appreciation. Invest Online! Expert FundManagers.

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UTI Mutual Fund

UTI Mutual Fund is one of the leading mutual fund investment companies in India. Apply Now

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TATA Mutual Fund

Tata Mutual Fund: Get the Latest Information on Tata Mutual Fund Schemes, Returns.

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Quantum Mutual Fund

Quantum Mutual Fund: Get the Latest Information on Quantum Mutual Fund Schemes, Returns.

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Kotak Mutual Fund

Kotak Asset Management offers best investment mutual funds such as Equity funds Debt Funds & SIP plans online.

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Mutual Fund

If you are planning to invest in mutual funds then you must know all in and out of it. It is an investment body that pools in all the money from various investors and then invests it in different assets like equity, gold bonds, foreign securities etc. They come with attractive returns and are available at lower prices that can be as low as Rs. 500.

Mutual fund is managed by an expert fund manager who knows all about the investment industry and he will assure the profit out of your mutual funds.

Types Of Mutual Funds

1) Equity Funds: This fund invests a minimum of 65% of its assets into equity and its related assets. They give high returns due to investment in stocks of those companies that will give profits in stock market and economy.
2) Debt Funds: This fund invests the money in debt and money market securities. This fund comes with a low level of risk attached to it. They give lower returns than equity funds doe to low level risk factor. Liquid funds are debt funds that invest in debt and securities upto 91 days.
3) Hybrid Funds: It is a fund that invests money in one or more assets that includes equity, gold bonds, overseas securities etc. This fund leads to give returns same as of equity funds as the money is invested in one or more sources that give high returns. It has low level risk like debt funds.

Benefits Of Mutual Funds

1) The investment can be started from as low as Rs. 500 and it can reach upto maximum amount as investor wishes. You will get tax benefit on mutual funds upto Rs. 1.5 lakh 80C limit.
2) Long term returns ranges from 7% to 15% or even more in most of the equity funds over a period of 5 years.
3) Mutual funds allows the investor to choose from diverse portfolios and invest money in many channels available. This diversified investment portfolio provides the balance between risk and return on mutual funds.
4) Systematic Investment Plan allows the investors to invest in a fixed sum of mutual funds at daily, weekly, monthly or annual basis. This reduces the risk associated with the investment.
5) Equity Linked Savings Scheme helps the investor to get tax benefit upto Rs. 1.5 lakh under section 80C of the Income Tax Act.

When To Invest In Mutual Funds?

1) Right availability of funds
2) Condition of stock market should be stable and favorable
3) Economic condition of the country should be good

How Mutual Funds Work?

1) When a fund house identifies a profitable situation to make money subject to the risks involved.
2) Brokerage house looks at the existing investment opportunities against the newly identified one and they analyze how they can add value to the current investors.
3) Asset allocation will decide whether the investment is meant for equity, debt or hybrid fund.
4) Fund manager compiles the details including asset allocation, risk involved and files the draft with SEBI for the approval.
5) Fund house makes the scheme available to the public for subscriptions through a New Fund Offer that lasts for 7-10 days.