Cholamandalam MS is a general insurance company formed as a joint venture between the Murugappa Group and Japan-based Mitsui Sumitomo Insurance Company Limited. It sells a number of insurance policies including car insurance policy which protects you from financial liabilities arising out of accidents/mishaps involving your vehicle. Cholamandalam offers all three types of car insurance policies. These are third party car insurance policies, standalone own-damage car insurance policies, as well a